Send money to anyone, instantly
Automate vendor payments, salaries, refunds and partner payouts — single or in bulk — via UPI, IMPS, NEFT and RTGS, all from one dashboard or a single API.
Money movement, fully automated
Most businesses still move money the slow way — downloading bank files, uploading beneficiaries one bank portal at a time, and reconciling spreadsheets by hand. IndyPay Payouts replaces all of that with a single dashboard and API that can send money to any Indian bank account, UPI ID or card.
- Bulk payouts
- Any rail, auto-selected
- Invoice-based vendor payouts
Designed for how you actually work
Behind the scenes, IndyPay holds your funds in a partner-bank account and routes every transfer over the fastest, lowest-cost rail available — UPI and IMPS for instant 24×7 transfers, NEFT and RTGS for larger or scheduled batches. Each payout fires a webhook on every state change, so your systems always know whether money is queued, processing, processed, failed or reversed.
- Maker-checker approvals
- Real-time status & webhooks
- Scheduled & recurring
From file to settled in three steps
Add or upload beneficiaries
Add accounts manually, sync from your ERP, or upload a bulk file — details are verified instantly.
Approve with maker-checker
Reviewers authorise payouts within their limits, each step confirmed with OTP.
Money lands & reconciles
Transfers complete over the best rail and status syncs back to your systems automatically.
Inside Payouts
Bulk payouts
Pay 10,000+ accounts in a single upload using a simple CSV or Excel template, tracked as one batch with per-row status.
Any rail, auto-selected
IndyPay picks the fastest, lowest-cost route across UPI, IMPS, NEFT and RTGS for every transfer, automatically.
Invoice-based vendor payouts
Pay against one or many vendor invoices with GST validation and bank-account verification before money moves.
Maker-checker approvals
Configure multi-level approval flows by amount, team or beneficiary, each authorised with OTP.
Real-time status & webhooks
Every payout fires a webhook on each state change so your ledger and systems stay in sync automatically.
Scheduled & recurring
Schedule single or bulk payouts for a future date, or set recurring runs for salaries and retainers.
The difference it makes
- Close the books faster — Auto-reconciliation matches every payout to its bank debit, so month-end stops being a chase.
- Fewer failed transfers — Account and IFSC verification catches bad beneficiary details before the payment is attempted.
- Stronger vendor trust — On-time, traceable payments with clear narration on bank statements keep suppliers happy.
- Built-in governance — Approval limits and a complete audit trail mean no single person can move money unchecked.
Who uses Payouts
Marketplaces
Settle sellers, drivers and delivery partners on schedule, at scale.
Enterprises & SMEs
Run vendor payments, reimbursements and salaries from one place.
Fintechs & NBFCs
Disburse loans, refunds, cashbacks and winnings instantly via API.
Common questions
Which transfer modes are supported?
UPI, IMPS, NEFT and RTGS, with automatic routing to the fastest, lowest-cost option for each payout.
How fast is 'instant'?
UPI and IMPS payouts typically complete within seconds, available 24×7 including weekends and holidays.
Can I pay against vendor invoices?
Yes — pay one or many invoices per vendor, with GST and bank-account validation before the transfer.
Can I schedule or automate payouts?
Yes, schedule single or bulk payouts for a future date, or set recurring runs for salaries and retainers.
Do I get a record for audits?
Every payout carries a full audit trail — who initiated, who approved, the rail used, and the final status.
Can I trigger payouts from my own software?
Yes. A single REST API and webhooks let you initiate payouts and receive status updates programmatically.
Ready to get started with Payouts?
Go live in minutes. No setup fees, no lock-in.