Platform

Reach the last mile

Extend payments and banking to underserved users with accessible rails — AePS, micro-ATM, assisted models and biometric devices that work everywhere.

AePS · micro-ATMInclusion rails
BiometricAuthentication
Last-mileReach
Overview

Banking that reaches everyone

Millions of people remain underserved by traditional banking — in areas with limited branches, smartphones or connectivity. Reaching them needs payment rails designed for the last mile, not just the smartphone-first user.

  • AePS
  • Micro-ATM
  • Assisted model
What you get

Everything in Financial Inclusion

AePS

Aadhaar-enabled payments for biometric, card-free transactions.

Micro-ATM

Cash-in and cash-out through agent-operated devices.

Assisted model

Agents help users transact where self-service isn't possible.

Biometric devices

Secure fingerprint authentication for the last mile.

Wide reach

Works in areas with limited connectivity and infrastructure.

Secure & compliant

Built on secure, compliant inclusion infrastructure.

Why it matters

The difference it makes

  • Reach underserved users — Extend services to people conventional banking misses.
  • Card-free access — Biometric authentication works without cards or smartphones.
  • Local presence — Agent-assisted models bring banking into communities.
  • Formal inclusion — Bring more people into the formal financial system.
How it works

Deploy, serve, settle

01

Deploy the rails

Set up AePS, micro-ATM and biometric devices with agents.

02

Serve users

Enable deposits, withdrawals and payments at the last mile.

03

Settle & reconcile

Transactions settle and reconcile securely.

Built for

Who uses Financial Inclusion

Banks & NBFCs

Extend reach into underserved regions.

Business correspondents

Offer assisted banking via agents.

Rural enterprises

Provide cash-in/cash-out locally.

FAQ

Common questions

What rails are supported?

AePS (Aadhaar-enabled payments), micro-ATM cash-in/cash-out, assisted models and biometric devices.

Does it work without smartphones?

Yes — biometric and agent-assisted models work without smartphones or cards.

Who is it for?

Banks, NBFCs, business correspondents and enterprises serving underserved users.

Is it secure?

Yes, it's built on secure, compliant inclusion infrastructure with biometric authentication.

Does it work in low-connectivity areas?

Yes, the rails are designed to reach areas with limited infrastructure.

Ready to get started with Financial Inclusion?

Go live in minutes. No setup fees, no lock-in.