Books that balance themselves
Automatically match payments, refunds, settlements and invoices across every channel — with GST and PO checks built in — so your finance team stops chasing mismatches and audits become routine.
Everything in Reconciliation & Settlement
Cross-channel auto-reconciliation
Match payments, refunds and settlements across online, in-store and payouts in real time.
Settlement tracking
See exactly when funds settle, with fees, TDS and charges itemised down to the transaction.
Invoice & PO matching
Reconcile vendor invoices against purchase orders and goods-receipt notes automatically.
GST & e-invoicing checks
Validate GST numbers and e-invoice status so non-compliant documents never reach your books.
Multi-point verification
Each invoice runs through checks on rate, quantity, tax and bank details before it's posted.
Exception-only review
Genuine mismatches are flagged for attention; everything that matches clears automatically.
Reconciliation without the spreadsheets
Reconciliation is where finance teams lose the most time: matching gateway reports against bank settlements, invoices against purchase orders, and refunds against original payments — usually by hand, across multiple files. A single mismatch can take hours to trace.
- Cross-channel auto-reconciliation
- Settlement tracking
- Invoice & PO matching
The difference it makes
- Hours back every week — Continuous auto-matching removes the manual grind of comparing reports and statements.
- Protect your input tax credit — GST and e-invoicing validation prevents ITC losses from non-compliant vendor invoices.
- Catch leakage early — Fee, charge and short-settlement mismatches are surfaced the moment they occur.
- Audit in minutes — Clean, complete records with a full trail make audits and filings straightforward.
Who uses Reconciliation & Settlement
Finance & accounts teams
Replace manual reconciliation with continuous, automated matching.
High-volume merchants
Reconcile thousands of daily transactions across channels effortlessly.
Enterprises with payables
Match invoices to POs and enforce GST compliance before posting.
Capture, match, clear
Transactions flow in
Payments, refunds, payouts and invoices are captured from every channel automatically.
Auto-match & validate
IndyPay matches each item to its settlement or PO and runs compliance checks.
Review only exceptions
You see just the genuine mismatches; the rest is reconciled and audit-ready.
Common questions
Does it cover all channels?
Yes — online, in-store and payout transactions reconcile together against their bank settlements.
How are vendor invoices handled?
Invoices are matched against purchase orders and goods-receipt notes, with GST and e-invoicing validation before posting.
What about fees and TDS?
Settlement tracking itemises fees, charges and TDS, so reported and actual amounts always tie out.
Will I have to review everything?
No — only genuine exceptions are flagged. Matched transactions clear automatically.
Are the records audit-ready?
Yes, every reconciled item carries a full trail and is exportable in audit-friendly formats.
Ready to get started with Reconciliation & Settlement?
Go live in minutes. No setup fees, no lock-in.