Financial products inside your product
Build payments, accounts, cards and credit directly into your own app or platform with APIs — offer financial services without becoming a bank.
Offer financial services as your own
Your users increasingly expect to pay, get paid, hold balances or access credit without leaving your product. Building that yourself means banking licences, compliance and infrastructure you don't want to own.
- Payments API
- Accounts & wallets
- Card issuing
Everything in Embedded Finance
Payments API
Accept and route payments natively inside your product.
Accounts & wallets
Issue accounts or wallets so users can hold and move funds.
Card issuing
Issue branded virtual and physical cards to your users.
Embedded credit
Offer loans or credit lines within your user journeys.
Your brand
Deliver every financial feature under your own brand.
Compliance handled
IndyPay manages the regulated infrastructure behind the scenes.
The difference it makes
- New revenue streams — Monetise payments, cards and credit inside your product.
- Stickier product — Users stay in your app for financial actions, not a third party.
- No banking licence — Offer services without becoming a regulated entity yourself.
- Faster to market — APIs and ready infrastructure replace years of building.
Choose, embed, launch
Pick the building blocks
Choose payments, accounts, cards or credit.
Integrate the APIs
Embed them into your app under your brand.
Launch to users
Offer financial features natively; IndyPay handles compliance.
Who uses Embedded Finance
Marketplaces
Wallets, payouts and seller financing built in.
SaaS platforms
Payments and cards as native features.
Apps & fintechs
Accounts and credit without a banking licence.
Common questions
What can I embed?
Payments, accounts and wallets, card issuing, and credit — as APIs under your brand.
Do I need a banking licence?
No — IndyPay handles the regulated infrastructure so you don't have to.
Is it white-labelled?
Yes, every financial feature is delivered under your own brand.
Who handles compliance?
IndyPay manages the regulated, compliance-heavy parts behind the scenes.
What kinds of companies use this?
Marketplaces, SaaS platforms, apps and fintechs embedding finance into their product.
Ready to get started with Embedded Finance?
Go live in minutes. No setup fees, no lock-in.