Offer EMI and deferred payments
Give customers the option to pay in instalments or defer payment at checkout — lifting conversion and order value, with no credit risk to you.
Everything in Pay Later
No-cost & standard EMI
Offer EMI across major banks and cards, including no-cost options.
BNPL at checkout
Integrate leading buy-now-pay-later providers in one flow.
Auto eligibility
Customers see the plans they qualify for automatically.
Cardless options
Reach customers without credit cards via cardless EMI and BNPL.
Paid upfront
You receive the full amount immediately; the provider carries the risk.
Higher conversion
Spreading payments reduces cart abandonment on large tickets.
Make big purchases easy to say yes to
Price hesitation kills conversions. Letting customers split a payment into EMIs — or defer it with buy-now-pay-later — removes that friction and visibly lifts both conversion and average order value.
- No-cost & standard EMI
- BNPL at checkout
- Auto eligibility
The difference it makes
- Bigger orders — Customers buy more when they can spread the cost.
- Win hesitant buyers — Affordable instalments convert price-sensitive shoppers.
- Zero credit risk — You're paid in full upfront; the lender owns repayment.
- Wider reach — Cardless options serve customers traditional EMI can't.
Who uses Pay Later
High-ticket retail
Electronics, furniture and appliances on EMI.
Travel & education
Spread the cost of big bookings and fees.
D2C brands
Offer BNPL to lift conversion on premium goods.
Enable, offer, get paid
Enable Pay Later
Switch on EMI and BNPL options in your checkout.
Show eligible plans
Customers see qualifying options automatically.
Get paid in full
You receive the full payment upfront, settled as usual.
Common questions
Do I take on credit risk?
No — you're paid upfront and the lending partner carries the risk and collection.
Which EMI options are available?
Card EMI across major banks, no-cost EMI, and cardless EMI via BNPL partners.
Does it work for small tickets?
EMI suits larger tickets, but BNPL options support smaller amounts too.
How do customers know they qualify?
Eligible plans show automatically at checkout based on amount and method.
Does it slow checkout?
No, options appear within your existing checkout flow.
Ready to get started with Pay Later?
Go live in minutes. No setup fees, no lock-in.